Skill-Based Credit Score for India's Next Generation
CredSkill evaluates your skills, projects, and potential to generate a CredScore — an alternative to traditional credit scores.
Built for modern credit evaluation
A simple scoring layer designed for skills-first profiles.
AI-Based CredScore
Our model evaluates skills, projects, and profile depth to generate a CredScore signal.
Skill-First Evaluation
Skills are the primary input, so learners and builders can be assessed beyond legacy credit history.
Instant Score (2 mins)
Complete a short profile flow and get an immediate score preview in minutes.
Based on your CredScore, you can unlock potential loan ranges
Conceptual guidance only, not a lending commitment.
High eligibility
Strong profile signal
Moderate eligibility
Good baseline signal
Needs improvement
Improve skills and projects
From skills to loan in 3 simple steps
No CIBIL score. No income proof. Just your skills.
Build your profile
Enter your skills, education, and profession. Link your GitHub or portfolio for bonus points. Takes under 2 minutes.
No documents or salary slips requiredGet your CredScore
Our engine calculates a 0–100 CredScore in real time, weighted by skill demand, diversity, and career trajectory.
Score breakdown shown transparentlySee your loan offer
Based on your CredScore, we show eligible loan amounts and interest rates — from ₹75,000 up to ₹5,00,000.
Rates from 8.5% for top scoresReady to see your CredScore?
Takes 2 minutes. No documents needed.
Built for every stage
For students
No prior credit history required for demo scoring. Coursework and projects can strengthen your profile.
- Skill certifications accepted
- GitHub portfolio recognised
- Transparent score breakdown
For professionals
Advanced skills and project depth improve your score signal and profile quality.
- Portfolio and GitHub bonus signals
- Designed for skill-heavy profiles
- Clear improvement roadmap
How a sample profile becomes a CredScore
Sample input
Generated output
Questions we always get
Everything you need to know about how CredSkill works in MVP mode.
Still have questions? Email us →CredScore is CredSkill's 0-100 skill-based credit evaluation signal, built from your skills, projects, education, and profile strength.
Currently an MVP and not a licensed NBFC.
Most users can complete the profile and get a score preview in around 2 minutes.
Your input is used to generate the score preview and improve the product. We avoid unnecessary sensitive financial data in MVP mode.
Join Early Access
Join Early Access
Share your email and we will contact you with onboarding updates.
Your skills are worth more than you think
Stop letting a three-digit number define your financial future. Let your expertise speak for itself.
Calculate my CredScore — it's freeNo registration. No documents. Instant result.